Paying for College 101:
Merit Aid, Scholarships,
and What Families Actually Pay

Tuesday, March 24 | 7:00 PM ET | Live on Zoom

The Sticker price is not what most families pay for college.

That $85,000 number you just saw on a school's website? That is not the real price. But knowing what you will actually pay requires understanding a game that most families don't even know is being played.

There are two types of financial aid. Need-based aid is tied to income. Merit aid is tied to strategy. For families earning over $125,000, need-based aid is largely off the table. Merit aid is not.

Did you know that there are highly regarded private colleges where a family earning $150,000 to $200,000 is guaranteed to pay no more than $20,000 per year? Or that there are schools with merit scholarships that can reduce a $60,000 tuition bill by half? These are not obscure schools. They are well-regarded colleges with insider reputations for being generous with merit aid. Strong programs, strong campuses, and outcomes that rival institutions twice the price

Most families never find these schools because nobody told them to look.

Join us for this free webinar to learn how to read the financial aid landscape clearly, which schools offer enticing merit aid, and how to build a college list that works in your family's favor.

In This Free 60-Minute Webinar, You'll Learn:

  • How financial aid actually works and why sticker price is almost never what families pay

  • Why families earning over $125K are in a stronger position than they think — if they plan strategically

  • The Ferraris vs. Toyotas framework: why the most selective schools rarely discount for merit, and which schools do

  • How undermatching works and why placing your student in the top 25% of an applicant pool can generate significant scholarship offers

  • Why your student's major can matter more than the name on their diploma and what the data actually shows

  • What a smart, financially-aware college list looks like in practice, using real examples from Wagner Prep families

You'll leave with a clearer picture of what college will actually cost your family, and a smarter way to think about building the list.

Why Families Trust Wagner Prep

Wagner Prep has helped hundreds of families navigate college admissions with clarity and confidence.

Founded by Mike Wagner, a former high school history teacher, Wagner Prep was built on the belief that students do best when they feel understood, supported, and guided with intention. Mike and his team work closely with students every day — helping them discover strengths, explore interests, and build college plans that reflect who they are becoming.

Families come to Wagner Prep when they want thoughtful strategy, honest guidance, and a process that reduces stress instead of adding to it.